Question 1

When can I enroll in Medicare?

Accepted Answer

You can first enroll during the seven-month window around your 65th birthday — three months before, the month of, and three months after. This is called your Initial Enrollment Period.

Question 2

What's the difference between Medicare Advantage and a Medicare Supplement?

Accepted Answer

Medicare Advantage replaces Original Medicare with an all-in-one plan from a private insurer, often including drug coverage and extras like dental and vision. A Medicare Supplement works alongside Original Medicare to help cover your out-of-pocket costs.

Question 3

Does it cost anything to use a Medicare agent?

Accepted Answer

No — my services are completely free to you. I'm compensated by the insurance carriers, not by you, and my help costs you nothing extra.

Question 4

Do you work with my current doctors and prescriptions?

Accepted Answer

Yes. One of the first things we'll do is review your doctors and medications together to make sure any plan we consider covers what you need.

Question 5

What if I already have a Medicare plan — can you still help?

Accepted Answer

Absolutely. Many people are on plans that no longer fit their needs. I can review your current coverage and let you know if there are better options available.

Question 6

I'm turning 65 — where do I start?

Accepted Answer

Start by calling me or requesting a free Medicare review on this page. I'll guide you through every step — from understanding your enrollment timeline to choosing and enrolling in the right plan.

Question 7

Are you an independent agent or do you work for one company?

Accepted Answer

I'm a licensed agent with True Compass Solutions, and I work with multiple insurance carriers — not just one. This means I can show you options from several companies to find the best fit.

Question 8

Can we meet in person?

Accepted Answer

Yes — I'm based in the Philadelphia area and I'm happy to meet in person, over the phone, or by video. Whatever's most comfortable for you.

Question 9

What happens after I enroll — do I still have support?

Accepted Answer

Yes. I'm your ongoing resource, not just during enrollment. If you have questions, need to use your benefits, or want a review of your plan next year, I'm a phone call away.

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